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118th Congress Finance and Financial Sector

S.J.Res. 32: Disapproval of Bureau of Consumer Financial Protection rule: Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)".

VetoedDec 19, 2023

  1. Introduced (completed)Jun 13, 2023
  2. Passed Senate (completed)Oct 18, 2023, 53–44
  3. Passed House (completed)Dec 1, 2023, 221–202
  4. To the President (completed)Dec 14, 2023
  5. Vetoed (completed)Dec 19, 2023
  6. Overridden (not reached)
  7. Became law (not reached)

Summary

Passed House, Dec 1, 2023

This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau titled Small Business Lending under the Equal Credit Opportunity Act (Regulation B) and published on May 31, 2023. The rule requires financial institutions to collect and report to the bureau credit application data for small businesses. On July 31, 2023, the U.S. District Court for the Southern District of Texas ordered the bureau not to implement or enforce the rule until a related pending case is resolved.

Written by the Congressional Research Service, Library of Congress.

Key votes

House final vote, Dec 1, 2023

On Passage

Passed 221–202

Yea 221majority 212Nay 202

  • Democrats6 yea, 202 nay
  • Republicans214 yea, 0 nay
  • Independents1 yea, 0 nay

Broke with their party: Mary Peltola (D-AK), Kathy Manning (D-NC), Marie Gluesenkamp Perez (D-WA), Jared Golden (D-ME), Henry Cuellar (D-TX) and Ed Case (D-HI) voted Yea

See how all 424 members voted

Showing 434 of 434 members

Yea 221

Republicans (214)

Democrats (6) broke with their party

Independents (1)

Nay 202

Democrats (202)

Present 1

Republicans (1)

Not voting 10

Senate veto override, Jan 10, 2024

On Overriding the Veto

Failed 54–45

Yea 54two-thirds 66Nay 45

  • Democrats2 yea, 44 nay
  • Republicans49 yea, 0 nay
  • Independents3 yea, 1 nay

Broke with their party: Jon Tester (D-MT), Kyrsten Sinema (I-AZ), Joe Manchin (I-WV), Angus King (I-ME) and John Hickenlooper (D-CO) voted Yea

See how all 99 members voted

Showing 100 of 100 members

Yea 54

Democrats (2) broke with their party

Independents (3) broke with their party

Nay 45

Independents (1)

Not voting 1

Democrats (1)

Roll calls

3 votes on this bill

Showing 3 of 3 roll calls

  • Jan 10, 2024SenateOn Overriding the VetoFinal passageVeto overrideFailed, yea-nay 54–45
    Roll call 5 tally by party
    PartyYeaNayPresentNot voting
    Democrats24401
    Republicans49000
    Independents3100
    Total544501

    Senate roll call 5: On Overriding the Veto. Veto Sustained.

    5 crossed party lines: 2 Democrats, 3 Independents

    How each member voted (100)
  • Dec 1, 2023HouseOn PassageFinal passagePassed, yea-nay 221–202
    Roll call 690 tally by party
    PartyYeaNayPresentNot voting
    Democrats620205
    Republicans214015
    Independents1000
    Total221202110

    House roll call 690: On Passage. Passed.

    6 crossed party lines: 6 Democrats

    How each member voted (434)
  • Oct 18, 2023SenateOn the Joint ResolutionPassed, yea-nay 53–44
    Roll call 260 tally by party
    PartyYeaNayPresentNot voting
    Democrats24302
    Republicans48001
    Independents3100
    Total534403

    Senate roll call 260: On the Joint Resolution. Joint Resolution Passed.

    5 crossed party lines: 2 Democrats, 3 Independents

    How each member voted (100)

Amendments

0 offered

No amendments were offered to this bill.

Cosponsors

45

Who scored on this bill

784 points earned
  1. 1John Kennedy R-LA SponsorReached a cosponsor milestone, introduced, discharged, passed Senate, passed House, vetoed; 1 veto override vote7 events+116
  2. 2John Hickenlooper D-CO2 maverick votes; 1 veto override vote3 events+16
  3. 2Angus King I-ME2 maverick votes; 1 veto override vote3 events+16
  4. 2Joe Manchin I-WV2 maverick votes; 1 veto override vote3 events+16
  5. 2Kyrsten Sinema I-AZ2 maverick votes; 1 veto override vote3 events+16
See all scorers and every scoring event

Introductions and cosponsorships count toward weekly caps and show no points.

Other bills by John Kennedy

History

  1. Dec 19, 2023Vetoed by the President.
  2. Dec 14, 2023Presented to the President.
  3. Dec 1, 2023Passed the House, 221–202.
  4. Oct 18, 2023Passed the Senate, 53–44.
  5. Jun 13, 2023Introduced in the Senate by John Kennedy.
Show the full action history (24 actions)
  1. Jan 10, 2024Veto Message considered in Senate. (consideration: CR S66-67)
  2. Jan 10, 2024Failed of passage in Senate over veto: Failed of passage in Senate over veto by Yea-Nay Vote. 54 - 45. Record Vote Number: 5.
  3. Jan 10, 2024Failed of passage in Senate over veto by Yea-Nay Vote. 54 - 45. Record Vote Number: 5.
  4. Dec 19, 2023Vetoed by President.
  5. Dec 19, 2023Veto message received in Senate. Ordered held at the desk. (text: CR S6048)
  6. Dec 14, 2023Presented to President.
  7. Dec 1, 2023Considered under the provisions of rule H. Res. 891. (consideration: CR H6055-6062)
  8. Dec 1, 2023Rule provides for consideration of H.R. 5283, H.R. 5961 and S.J. Res. 32. The resolution provides for consideration of H.R. 5283 and H.R. 5961 under a structured rule and S. J. Res. 32 under a closed rule. Rule provides for one hour of general debate on each measure with one motion to recommit on H.R. 5283 and H.R. 5961 and one motion to commit on S. J. Res. 32.
  9. Dec 1, 2023DEBATE - The House proceeded with one hour of debate on S.J. Res. 32.
  10. Dec 1, 2023The previous question was ordered pursuant to the rule.
  11. Dec 1, 2023Passed/agreed to in House: On passage Passed by the Yeas and Nays: 221 - 202, 1 Present (Roll no. 690). (text: CR H6055)
  12. Dec 1, 2023On passage Passed by the Yeas and Nays: 221 - 202, 1 Present (Roll no. 690). (text: CR H6055)
  13. Dec 1, 2023Motion to reconsider laid on the table Agreed to without objection.
  14. Nov 29, 2023Rule H. Res. 891 passed House.
  15. Nov 28, 2023Rules Committee Resolution H. Res. 891 Reported to House. Rule provides for consideration of H.R. 5283, H.R. 5961 and S.J. Res. 32. The resolution provides for consideration of H.R. 5283 and H.R. 5961 under a structured rule and S. J. Res. 32 under a closed rule. Rule provides for one hour of general debate on each measure with one motion to recommit on H.R. 5283 and H.R. 5961 and one motion to commit on S. J. Res. 32.
  16. Oct 25, 2023Received in the House.
  17. Oct 25, 2023Held at the desk.
  18. Oct 18, 2023Passed/agreed to in Senate: Passed Senate without amendment by Yea-Nay Vote. 53 - 44. Record Vote Number: 260.(consideration: CR S5055, S5061-5062; text: CR S5062)
  19. Oct 18, 2023Passed Senate without amendment by Yea-Nay Vote. 53 - 44. Record Vote Number: 260. (consideration: CR S5055, S5061-5062; text: CR S5062)
  20. Oct 18, 2023Message on Senate action sent to the House.
  21. Oct 17, 2023Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).
  22. Oct 17, 2023Placed on Senate Legislative Calendar under General Orders. Calendar No. 228.
  23. Jun 13, 2023Introduced in Senate
  24. Jun 13, 2023Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.