118th Congress Finance and Financial Sector
S. 3502: Homebuyers Privacy Protection Act
Passed Senate
- Introduced (completed)
- Passed Senate (completed)
- Passed House (not reached)
- To the President (not reached)
- Became law (not reached)
Summary
This bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated the mortgage, is the current loan servicer, or has a current specified banking relationship with the consumer.
Written by the Congressional Research Service, Library of Congress.
Roll calls
No roll call votes have been held on this bill.
Amendments
Showing 1 of 1 amendments
- S.Amdt. 3339John Reed D-RIAgreedDec 17, 2024Dec 17, 2024: Amendment SA 3339 agreed to in Senate by Unanimous Consent.
Cosponsors
- Bill Hagerty R-TNOriginal
- Deb Fischer R-NE
- Jeff Merkley D-OR
- John Fetterman D-PA
- Pete Ricketts R-NE
- Marsha Blackburn R-TN
- Chris Van Hollen D-MD
- Mike Braun R-IN
- Katie Britt R-AL
- Tina Smith D-MN
- Jeanne Shaheen D-NH
- Angus King I-ME
- Mike Rounds R-SD
- Michael Crapo R-ID
- Kevin Cramer R-ND
- Sheldon Whitehouse D-RI
- John Thune R-SD
- Brian Schatz D-HI
- Rick Scott R-FL
- Tommy Tuberville R-AL
- Bill Cassidy R-LA
- James Risch R-ID
- Jon Tester D-MT
- Elizabeth Warren D-MA
- Shelley Capito R-WV
- Mark Warner D-VA
- Cindy Hyde-Smith R-MS
- Timothy Kaine D-VA
- Catherine Cortez Masto D-NV
- Joe Manchin I-WV
- Richard Blumenthal D-CT
- Tammy Baldwin D-WI
- Thom Tillis R-NC
- Kyrsten Sinema I-AZ
- Amy Klobuchar D-MN
- Michael Bennet D-CO
- Gary Peters D-MI
- Jacky Rosen D-NV
- Peter Welch D-VT
- Robert Casey D-PA
- Jerry Moran R-KS
- Ron Wyden D-OR
- Edward Markey D-MA
Who scored on this bill
- 1John Reed SponsorDrew cross-party cosponsors, introduced, reached a cosponsor milestone, discharged, passed Senate; 1 amendment offered, 1 agreed7 events+88
- 2Tammy BaldwinCosponsored; cosponsored bill passed2 events+4
- 2Michael BennetCosponsored; cosponsored bill passed2 events+4
- 2Marsha BlackburnCosponsored; cosponsored bill passed2 events+4
- 2Richard BlumenthalCosponsored; cosponsored bill passed2 events+4
See all scorers and every scoring event
Introductions and cosponsorships count toward weekly caps and show no points.
Other bills by John Reed
- S. 4110: EMPOWER for Health Act
- S. 4109: Stem Cell Therapeutic and Research Reauthorization Act of 2026
- S.J.Res. 132: Disapproval of Bureau of Consumer Financial Protection relating to the withdrawal of the rule rule: Examinations for Risks to Active-Duty Servicemembers and Their Covered Dependents
- S.J.Res. 134: Disapproval of Bureau of Consumer Financial Protection relating to the withdrawal of the rule rule: Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans
- S. 1467: Homebuyers Privacy Protection Act
- S. 4678: Legislative Branch Appropriations Act, 2025
History
- Passed the Senate with an amendment by unanimous consent.
- Introduced in the Senate by John Reed.
Show the full action history (10 actions)
- Message on Senate action sent to the House.
- Received in the House.
- Held at the desk.
- Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
- Measure laid before Senate by unanimous consent. (consideration: CR S7093)
- Passed/agreed to in Senate: Passed Senate with an amendment by Unanimous Consent.
- Passed Senate with an amendment by Unanimous Consent. (text of amendment in the nature of a substitute: CR S7093)
- Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 118-548.
- Introduced in Senate
- Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S5963-5964)


