118th Congress Finance and Financial Sector
S. 3549: Predatory Lending Elimination Act
Introduced
- Introduced (completed)
- Passed Senate (not reached)
- Passed House (not reached)
- To the President (not reached)
- Became law (not reached)
Summary
This bill applies certain military consumer credit protections to all consumers. Specifically, the bill caps the interest rate on extensions of consumer credit at 36%.
Written by the Congressional Research Service, Library of Congress.
Roll calls
No roll call votes have been held on this bill.
Amendments
No amendments were offered to this bill.
Cosponsors
- Sherrod Brown D-OHOriginal
- Richard Blumenthal D-CTOriginal
- Cory Booker D-NJOriginal
- Laphonza Butler D-CAOriginal
- John Fetterman D-PAOriginal
- Ben Luján D-NMOriginal
- Jeff Merkley D-OROriginal
- Alejandro Padilla D-CAOriginal
- Debbie Stabenow D-MIOriginal
- Brian Schatz D-HIOriginal
- Tina Smith D-MNOriginal
- Ron Wyden D-OROriginal
- Raphael Warnock D-GAOriginal
- Peter Welch D-VTOriginal
- Sheldon Whitehouse D-RIOriginal
- Chris Van Hollen D-MD
- Martin Heinrich D-NM
Who scored on this bill
No member has earned points from it yet.
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Introductions and cosponsorships count toward weekly caps and show no points.
Other bills by John Reed
- S. 4110: EMPOWER for Health Act
- S. 4109: Stem Cell Therapeutic and Research Reauthorization Act of 2026
- S.J.Res. 132: Disapproval of Bureau of Consumer Financial Protection relating to the withdrawal of the rule rule: Examinations for Risks to Active-Duty Servicemembers and Their Covered Dependents
- S.J.Res. 134: Disapproval of Bureau of Consumer Financial Protection relating to the withdrawal of the rule rule: Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans
- S. 1467: Homebuyers Privacy Protection Act
- S. 3502: Homebuyers Privacy Protection Act
History
- Introduced in the Senate by John Reed.
Show the full action history (2 actions)
- Introduced in Senate
- Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S5999-6000)