118th Congress Finance and Financial Sector
S. 1934: Empowering States' Rights To Protect Consumers Act of 2023
Introduced
- Introduced (completed)
- Passed Senate (not reached)
- Passed House (not reached)
- To the President (not reached)
- Became law (not reached)
Summary
Empowering States' Rights To Protect Consumers Act of 2023
This bill limits the annual percentage rate applicable to any consumer credit transaction (other than a residential mortgage transaction), including any associated fees, to the maximum rate permitted by the laws of the state in which the consumer resides.
Written by the Congressional Research Service, Library of Congress.
Roll calls
No roll call votes have been held on this bill.
Amendments
No amendments were offered to this bill.
Cosponsors
- Jeff Merkley D-OROriginal
- John Reed D-RIOriginal
- Bernard Sanders I-VTOriginal
- Elizabeth Warren D-MAOriginal
Who scored on this bill
- 1Sheldon Whitehouse SponsorDrew cross-party cosponsors, introduced2 events+6
See all scorers and every scoring event
Introductions and cosponsorships count toward weekly caps and show no points.
Other bills by Sheldon Whitehouse
- S.J.Res. 187: Disapproval of Environmental Protection Agency rule: Modification to the Start of the Submission Period for Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS) Reporting and Recordkeeping Under TSCA 8(a)(7)
- S. 567: First Rhode Island Regiment Congressional Gold Medal Act
- S.J.Res. 188: Disapproval of Environmental Protection Agency rule: National Emission Standards for Hazardous Air Pollutants: Coal- and Oil-Fired Electric Utility Steam Generating Units: Final Repeal
- S.J.Res. 155: Disapproval of Bureau of Consumer Financial Protection rule: Fair Credit Reporting Act; Preemption of State Laws
- S.J.Res. 86: Disapproval of Environmental Protection Agency rule: Air Plan Approval; South Dakota; Regional Haze Plan for the Second Implementation Period
- S. 2918: REPO Implementation Act of 2025
History
- Introduced in the Senate by Sheldon Whitehouse.
Show the full action history (2 actions)
- Introduced in Senate
- Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.