118th Congress Finance and Financial Sector
H.R. 7857: Accurate Credit Reporting for Homebuyers Act
Introduced
- Introduced (completed)
- Passed House (not reached)
- Passed Senate (not reached)
- To the President (not reached)
- Became law (not reached)
Summary
This bill requires lenders at government-sponsored enterprises (i.e., Fannie Mae and Freddie Mac) to obtain a borrower’s consumer report and credit score from all three of the national credit reporting agencies when purchasing a residential mortgage loan. Currently, lenders are allowed to use either two or three credit reports.
Written by the Congressional Research Service, Library of Congress.
Roll calls
No roll call votes have been held on this bill.
Amendments
No amendments were offered to this bill.
Cosponsors
- Alexander Mooney R-WVOriginal
- Daniel Meuser R-PAOriginal
- John Rose R-TN
- Bill Huizenga R-MI
- Blaine Luetkemeyer R-MO
Who scored on this bill
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History
- Introduced in the House by Scott Fitzgerald.
Show the full action history (2 actions)
- Introduced in House
- Referred to the House Committee on Financial Services.