118th Congress Finance and Financial Sector
H.R. 6082: Emergency Advance Payments Modernization Act
Introduced
- Introduced (completed)
- Passed House (not reached)
- Passed Senate (not reached)
- To the President (not reached)
- Became law (not reached)
Summary
This bill requires the Federal Emergency Management Agency (FEMA) to establish a pilot program to enhance the delivery of advance payments made through the National Flood Insurance Program (NFIP). FEMA provides advance payment of NFIP insurance claims to certain policyholders who provide documentation before an adjustor inspection. Under the bill, FEMA must use real-time, rapid-monitoring data, including remote sensing data, to increase the speed and amount of such payments. The bill also allows FEMA to use amounts in the National Flood Insurance Fund to forgive any amounts overpaid to a policyholder under the pilot program.
Written by the Congressional Research Service, Library of Congress.
Roll calls
No roll call votes have been held on this bill.
Amendments
No amendments were offered to this bill.
Cosponsors
- Gregory Meeks D-NY
- Byron Donalds R-FL
- Josh Gottheimer D-NJ
Who scored on this bill
- 1Andrew Garbarino SponsorIntroduced, drew cross-party cosponsors2 events+6
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Introductions and cosponsorships count toward weekly caps and show no points.
Other bills by Andrew Garbarino
- H.R. 9391: Reimbursable Screening Services Program Extension Act of 2026
- H.R. 4171: SEED Act of 2025
- H.R. 4130: Small Business Relief Act
- H.R. 5577: NFIP Extension Act of 2026
- H.R. 5061: Counter-UAS Authority Security, Safety, and Reauthorization Act
- H.R. 5079: Widespread Information Management for the Welfare of Infrastructure and Government Act
History
- Introduced in the House by Andrew Garbarino.
Show the full action history (2 actions)
- Introduced in House
- Referred to the House Committee on Financial Services.


