118th Congress Finance and Financial Sector
H.R. 5837: Protecting America's Property Rights Act
Introduced
- Introduced (completed)
- Passed House (not reached)
- Passed Senate (not reached)
- To the President (not reached)
- Became law (not reached)
Summary
This bill requires title insurance on conventional mortgages purchased by Fannie Mae and Freddie Mac. Specifically, these mortgages must be secured by real property and the priority of the mortgage lien must be insured by a title insurance company that is licensed and authorized to do business in the appropriate state, territory, or district.
The bill also prohibits Fannie Mae and Freddie Mac from implementing any new program without the approval of the Federal Housing Finance Agency (FHFA), in addition to the approval of the Department of the Treasury as under current law. Approval from both is also required for any new activity, product, or type of risk.
FHFA must appear before Congress on a semiannual basis regarding new programs, activities, products, or types of risk.
Written by the Congressional Research Service, Library of Congress.
Roll calls
No roll call votes have been held on this bill.
Amendments
No amendments were offered to this bill.
Cosponsors
- Vicente Gonzalez D-TXOriginal
- James (Jim) Moylan R-GU
- Wiley Nickel D-NC
- Brad Sherman D-CA
- Young Kim R-CA
- Blaine Luetkemeyer R-MO
- Guy Reschenthaler R-PA
- Glenn Grothman R-WI
- Josh Gottheimer D-NJ
- Matthew Rosendale R-MT
- Michael Simpson R-ID
- Joe Wilson R-SC
- John Rutherford R-FL
- W. Steube R-FL
- Nicolas LaLota R-NY
- Richard Hudson R-NC
Who scored on this bill
- 1Andrew Garbarino SponsorDrew cross-party cosponsors, introduced2 events+6
See all scorers and every scoring event
Introductions and cosponsorships count toward weekly caps and show no points.
Other bills by Andrew Garbarino
- H.R. 9391: Reimbursable Screening Services Program Extension Act of 2026
- H.R. 4171: SEED Act of 2025
- H.R. 4130: Small Business Relief Act
- H.R. 5577: NFIP Extension Act of 2026
- H.R. 5061: Counter-UAS Authority Security, Safety, and Reauthorization Act
- H.R. 5079: Widespread Information Management for the Welfare of Infrastructure and Government Act
History
- Introduced in the House by Andrew Garbarino.
Show the full action history (2 actions)
- Introduced in House
- Referred to the House Committee on Financial Services.