118th Congress Finance and Financial Sector
H.R. 3464: Affordable Homeownership Access Act
Introduced
- Introduced (completed)
- Passed House (not reached)
- Passed Senate (not reached)
- To the President (not reached)
- Became law (not reached)
Summary
This bill exempts from certain mortgage licensing and registration requirements a person (other than a depository institution) who engages in owner financing. Owner financers (1) originate a limited number of residential mortgage loans in a year, and (2) only originate residential mortgages with respect to property owned by the owner financer.
Written by the Congressional Research Service, Library of Congress.
Roll calls
No roll call votes have been held on this bill.
Amendments
No amendments were offered to this bill.
Cosponsors
- Henry Cuellar D-TXOriginal
- Vicente Gonzalez D-TXOriginal
- Bill Posey R-FLOriginal
- Tom Emmer R-MN
- Brendan Boyle D-PA
- Byron Donalds R-FL
- Blaine Luetkemeyer R-MO
- Pete Sessions R-TX
- Erin Houchin R-IN
- Brad Wenstrup R-OH
- Mark Alford R-MO
- Diana Harshbarger R-TN
- Brandon Williams R-NY
Who scored on this bill
- 1Garland Barr SponsorDrew cross-party cosponsors, introduced2 events+6
See all scorers and every scoring event
Introductions and cosponsorships count toward weekly caps and show no points.
Other bills by Garland Barr
- H.R. 10184: Consumer Financial Protection Accountability and Reform Act of 2026
- H.R. 1653: Civil Investigative Demand Reform Act of 2025
- H.R. 5929: Critical Minerals Supply Chain Resiliency Act of 2026
- H.R. 7056: Community Bank Regulatory Tailoring Act
- H.R. 6552: Bank-Fintech Partnership Enhancement Act
- H.R. 6553: TIER Act of 2025
History
- Introduced in the House by Garland Barr.
Show the full action history (2 actions)
- Introduced in House
- Referred to the House Committee on Financial Services.


