118th Congress Finance and Financial Sector
H.R. 2656: Trigger Leads Abatement Act of 2023
Introduced
- Introduced (completed)
- Passed House (not reached)
- Passed Senate (not reached)
- To the President (not reached)
- Became law (not reached)
Summary
This bill prohibits credit reporting agencies from providing a credit report not initiated by a consumer if the report is being provided on the basis that the consumer has had a credit inquiry regarding a home mortgage loan. This practice, known as producing a trigger lead, provides notice to other mortgage lenders that the consumer is seeking a mortgage loan.
Written by the Congressional Research Service, Library of Congress.
Roll calls
No roll call votes have been held on this bill.
Amendments
No amendments were offered to this bill.
Cosponsors
- Ed Case D-HI
- W. Steube R-FL
- Mike Levin D-CA
- Rashida Tlaib D-MI
- Earl Blumenauer D-OR
- Jimmy Panetta D-CA
Who scored on this bill
- 1Ritchie Torres SponsorIntroduced, drew cross-party cosponsors2 events+6
See all scorers and every scoring event
Introductions and cosponsorships count toward weekly caps and show no points.
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History
- Introduced in the House by Ritchie Torres.
Show the full action history (2 actions)
- Introduced in House
- Referred to the House Committee on Financial Services.