118th Congress Finance and Financial Sector
H.R. 1773: Consumer Protection for Medical Debt Collections Act
Introduced
- Introduced (completed)
- Passed House (not reached)
- Passed Senate (not reached)
- To the President (not reached)
- Became law (not reached)
Summary
This bill restricts the inclusion of medical debt on a consumer credit report.
A consumer reporting agency is prohibited from including on a consumer credit report, and a person is prohibited from reporting to such agency (1) medical debt arising from a medically necessary procedure, or (2) other medical debt less than a year old.
A person reporting medical debt to a consumer reporting agency must first provide notice to that consumer regarding the restrictions on including medical debt on credit reports.
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Furthermore, a debt collector is prohibited from collecting a medical debt less than two years old.
Written by the Congressional Research Service, Library of Congress.
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History
- Introduced in the House by Rashida Tlaib.
Show the full action history (3 actions)
- Introduced in House
- Sponsor introductory remarks on measure. (CR H1333)
- Referred to the House Committee on Financial Services.