118th Congress Finance and Financial Sector
H.R. 123: Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act
Introduced
- Introduced (completed)
- Passed House (not reached)
- Passed Senate (not reached)
- To the President (not reached)
- Became law (not reached)
Summary
This bill establishes a pilot program for an additional credit rating system for use by mortgage lenders. Specifically, the program must utilize one or more commercially available credit scoring models that apply additional credit information about borrowers who have insufficient credit histories for purposes of determining their creditworthiness for mortgages insured by the Federal Housing Administration.
Written by the Congressional Research Service, Library of Congress.
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Amendments
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Cosponsors
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Other bills by Al Green
History
- Introduced in the House by Al Green.
Show the full action history (2 actions)
- Introduced in House
- Referred to the House Committee on Financial Services.