119th Congress Finance and Financial Sector
S. 978: HELPER Act of 2025
Introduced
- Introduced (completed)
- Passed Senate (not reached)
- Passed House (not reached)
- To the President (not reached)
- Became law (not reached)
Summary
This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.
Written by the Congressional Research Service, Library of Congress.
Roll calls
No roll call votes have been held on this bill.
Amendments
No amendments were offered to this bill.
Cosponsors
- Bill Cassidy R-LAOriginal
- Jon Ossoff D-GAOriginal
- Raphael Warnock D-GAOriginal
- Catherine Cortez Masto D-NV
- Ruben Gallego D-AZ
- Jeanne Shaheen D-NH
- John Hickenlooper D-CO
- Richard Blumenthal D-CT
- Lisa Murkowski R-AK
- Cory Booker D-NJ
- James Risch R-ID
- Mark Kelly D-AZ
- Tammy Baldwin D-WI
- John Fetterman D-PA
- Dan Sullivan R-AK
- Elissa Slotkin D-MI
- Jim Justice R-WV
- John Boozman R-AR
- Ben Luján D-NM
- Adam Schiff D-CA
- Rick Scott R-FL
- James Lankford R-OK
- Margaret Hassan D-NH
- Richard Durbin D-IL
- Jeff Merkley D-OR
- Jacky Rosen D-NV
- Alan Armstrong R-OK
Who scored on this bill
- 1Ashley Moody SponsorDrew cross-party cosponsors, introduced, reached a cosponsor milestone3 events+12
See all scorers and every scoring event
Introductions and cosponsorships count toward weekly caps and show no points.
Other bills by Ashley Moody
History
- Introduced in the Senate by Ashley Moody.
Show the full action history (2 actions)
- Introduced in Senate
- Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.


