119th Congress Science, Technology, Communications
S. 245: Insure Cybersecurity Act of 2025
Reported
- Introduced (completed)
- Passed Senate (not reached)
- Passed House (not reached)
- To the President (not reached)
- Became law (not reached)
Summary
This bill requires the National Telecommunications and Information Administration (NTIA) to establish a working group on cyber insurance policies. Under the bill, these are defined as policies that offer coverage for losses, damages, and costs incurred due to cyberattacks and related incidents.
The working group is directed to analyze and address issues in the cyber insurance market facing both insurers and their customers. Specifically, the working group must develop information for customers on how to effectively evaluate policy options, and for insurers on how to clearly communicate with customers regarding policy provisions.
Additionally, the working group is directed to analyze and explain in layman’s terms
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- terminology commonly used in cyber insurance policies, including terminology used to include or exclude coverage for losses from cyber incidents;
- how common policy provisions correspond to cyber incidents and potential responses, including ransomware and potential ransom payments; and
- constraints faced by insurers in covering higher losses in cyber risk areas, such as reputational damage and loss of intellectual property.
At the conclusion of the working group's term, NTIA must publish and disseminate informative resources for cyber insurance stakeholders, including any recommendations formulated by the working group.
Written by the Congressional Research Service, Library of Congress.
Roll calls
No roll call votes have been held on this bill.
Amendments
No amendments were offered to this bill.
Cosponsors
- Shelley Capito R-WVOriginal
Who scored on this bill
- 1John Hickenlooper SponsorDrew cross-party cosponsors, introduced, reported3 events+26
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Introductions and cosponsorships count toward weekly caps and show no points.
Other bills by John Hickenlooper
History
- Introduced in the Senate by John Hickenlooper.
Show the full action history (5 actions)
- Committee on Commerce, Science, and Transportation. Reported by Senator Cruz without amendment. With written report No. 119-28.
- Placed on Senate Legislative Calendar under General Orders. Calendar No. 90.
- Committee on Commerce, Science, and Transportation. Ordered to be reported without amendment favorably.
- Introduced in Senate
- Read twice and referred to the Committee on Commerce, Science, and Transportation.