119th Congress Finance and Financial Sector
H.R. 987: Fair Access to Banking Act
Introduced
- Introduced (completed)
- Passed House (not reached)
- Passed Senate (not reached)
- To the President (not reached)
- Became law (not reached)
Summary
This bill places restrictions on certain banks, credit unions, and payment card networks if they refuse to do business with a person who complies with the law. Restrictions include prohibiting the use of electronic funds transfer systems and lending programs, termination of an institution's depository insurance, and specified civil penalties.
Banks and other specified financial institutions are allowed to deny financial services to a person only if the denial is justified by a documented failure of that person to meet quantitative, impartial, risk-based standards established in advance by the institution. This justification may not be based upon reputational risks to the institution.
The bill establishes the right for a person to bring a civil action for a violation of this bill.
Written by the Congressional Research Service, Library of Congress.
Roll calls
No roll call votes have been held on this bill.
Amendments
No amendments were offered to this bill.
Cosponsors
- Andrew Clyde R-GAOriginal
- C. Franklin R-FLOriginal
- Pat Harrigan R-NCOriginal
- Daniel Meuser R-PAOriginal
- Jodey Arrington R-TX
- Virginia Foxx R-NC
- Scott Fitzgerald R-WI
- Clay Higgins R-LA
- Vern Buchanan R-FL
- Scott DesJarlais R-TN
- Ron Estes R-KS
- Brad Finstad R-MN
- Sam Graves R-MO
- Mike Rogers R-AL
- Austin Scott R-GA
- Dale Strong R-AL
- Keith Self R-TX
- Claudia Tenney R-NY
- Beth Van Duyne R-TX
- Randy Weber R-TX
- Rudy Yakym R-IN
- Mark Amodei R-NV
- Barry Moore R-AL
- John Rutherford R-FL
- Adrian Smith R-NE
- Lauren Boebert R-CO
- Mike Collins R-GA
- Troy Downing R-MT
- Jack Bergman R-MI
- Eric Burlison R-MO
- Earl Carter R-GA
- Robert Latta R-OH
- Laurel Lee R-FL
- Nicholas Langworthy R-NY
- Tracey Mann R-KS
- August Pfluger R-TX
- Andy Harris R-MD
- Mike Bost R-IL
- Richard Hudson R-NC
- Jefferson Shreve R-IN
- James Comer R-KY
- Andrew Ogles R-TN
- Tim Walberg R-MI
- Aaron Bean R-FL
- Lance Gooden R-TX
- Kevin Hern R-OK
- Ben Cline R-VA
- Roger Williams R-TX
- Bill Huizenga R-MI
- Dan Newhouse R-WA
- Pete Sessions R-TX
- Elise Stefanik R-NY
- Byron Donalds R-FL
- Russell Fry R-SC
- Mike Haridopolos R-FL
- Clarence Owens R-UT
- W. Steube R-FL
- William Timmons R-SC
- Ann Wagner R-MO
- Tony Wied R-WI
- Ashley Hinson R-IA
- Dan Crenshaw R-TX
- Diana Harshbarger R-TN
- John Moolenaar R-MI
- Carol Miller R-WV
- Blake Moore R-UT
- Troy Nehls R-TX
- Brandon Gill R-TX
- Russ Fulcher R-ID
- David Valadao R-CA
- Randy Feenstra R-IA
- Carlos Gimenez R-FL
- Joe Wilson R-SC
- Gabe Evans R-CO
- Tim Burchett R-TN
- David Rouzer R-NC
- Sheri Biggs R-SC
- Glenn Grothman R-WI
- Craig Goldman R-TX
- Ronny Jackson R-TX
- John McGuire R-VA
- Addison McDowell R-NC
- Michelle Fischbach R-MN
- Darrell Issa R-CA
- Abraham Hamadeh R-AZ
- Michael Simpson R-ID
- Ken Calvert R-CA
- Rick Allen R-GA
- Brian Jack R-GA
- David Joyce R-OH
- Patrick Fallon R-TX
- Julia Letlow R-LA
- David Taylor R-OH
- Jimmy Patronis R-FL
- Jeff Crank R-CO
- Mark Alford R-MO
- Katherine Cammack R-FL
- Tom Emmer R-MN
- Cory Mills R-FL
- Scott Perry R-PA
- Randall Fine R-FL
- Ralph Norman R-SC
- Erin Houchin R-IN
- Daniel Webster R-FL
- Paul Gosar R-AZ
- Glenn Thompson R-PA
- Mike Ezell R-MS
- Robert Wittman R-VA
- Pete Stauber R-MN
- Brian Babin R-TX
- Mark Harris R-NC
- Bruce Westerman R-AR
- Robert Bresnahan R-PA
- Gus Bilirakis R-FL
- Max Miller R-OH
- Nathaniel Moran R-TX
- Riley Moore R-WV
- Guy Reschenthaler R-PA
- Troy Balderson R-OH
- Josh Brecheen R-OK
- Michael Cloud R-TX
- Charles Fleischmann R-TN
- Michael Guest R-MS
- Wesley Hunt R-TX
- John Joyce R-PA
- Mike Kelly R-PA
- Anna Luna R-FL
- Mary Miller R-IL
- Derrick Van Orden R-WI
- Matt Van Epps R-TN
- Warren Davidson R-OH
- Julie Fedorchak R-ND
- Gregory Murphy R-NC
- Tim Moore R-NC
- Michael Rulli R-OH
- Ryan Zinke R-MT
- John Carter R-TX
- H. Griffith R-VA
- Brad Knott R-NC
- Thomas Tiffany R-WI
- Andy Biggs R-AZ
- Lisa McClain R-MI
- Zachary (Zach) Nunn R-IA
- John Rose R-TN
- Dusty Johnson R-SD
- Morgan Luttrell R-TX
- Marlin Stutzman R-IN
- Celeste Maloy R-UT
- Robert Aderholt R-AL
- Robert Onder R-MO
Who scored on this bill
- 1Garland Barr SponsorIntroduced, reached a cosponsor milestone4 events+18
See all scorers and every scoring event
Introductions and cosponsorships count toward weekly caps and show no points.
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History
- Introduced in the House by Garland Barr.
Show the full action history (2 actions)
- Introduced in House
- Referred to the House Committee on Financial Services.