119th Congress Finance and Financial Sector
H.R. 4478: TRUST Act of 2025
Passed House
- Introduced (completed)
- Passed House (completed)
- Passed Senate (not reached)
- To the President (not reached)
- Became law (not reached)
Summary
This bill permits additional small insured depository institutions that are considered well-capitalized and well-managed (per their most recent examination) to qualify for less frequent examinations conducted by federal financial regulators. Specifically, the bill raises the maximum asset level that qualifies an institution for less frequent examinations from less than $3 billion to less than $6 billion.
Written by the Congressional Research Service, Library of Congress.
Roll calls
No roll call votes have been held on this bill.
Amendments
No amendments were offered to this bill.
Cosponsors
- Ritchie Torres D-NYOriginal
Who scored on this bill
- 1Tim Moore SponsorDrew cross-party cosponsors, introduced, marked up, reported, passed House5 events+68
- 2Ritchie TorresCosponsored; cosponsored bill passed2 events+4
See all scorers and every scoring event
Introductions and cosponsorships count toward weekly caps and show no points.
Other bills by Tim Moore
History
- Passed the House by voice vote.
- Introduced in the House by Tim Moore.
Show the full action history (14 actions)
- Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Mr. Hill (AR) moved to suspend the rules and pass the bill.
- Considered under suspension of the rules. (consideration: CR H3357-3359)
- DEBATE - The House proceeded with forty minutes of debate on H.R. 4478.
- Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H3358)
- On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H3358)
- Motion to reconsider laid on the table Agreed to without objection.
- Reported by the Committee on Financial Services. H. Rept. 119-252.
- Placed on the Union Calendar, Calendar No. 209.
- Committee Consideration and Mark-up Session Held
- Ordered to be Reported by the Yeas and Nays: 48 - 0.
- Committee Consideration and Mark-up Session Held
- Introduced in House
- Referred to the House Committee on Financial Services.


