Politiparty
Politiparty

119th Congress Finance and Financial Sector

H.R. 4478: TRUST Act of 2025

Passed HouseMay 12, 2026

  1. Passed House (completed)May 12, 2026
  2. Passed Senate (not reached)
  3. To the President (not reached)
  4. Became law (not reached)

Summary

Introduced in House, Jul 17, 2025

This bill permits additional small insured depository institutions that are considered well-capitalized and well-managed (per their most recent examination) to qualify for less frequent examinations conducted by federal financial regulators. Specifically, the bill raises the maximum asset level that qualifies an institution for less frequent examinations from less than $3 billion to less than $6 billion.

Written by the Congressional Research Service, Library of Congress.

Roll calls

0 votes on this bill

No roll call votes have been held on this bill.

Amendments

0 offered

No amendments were offered to this bill.

Cosponsors

1

Bipartisan support.

Who scored on this bill

72 points earned
  1. 1Tim Moore R-NC SponsorDrew cross-party cosponsors, introduced, marked up, reported, passed House5 events+68
  2. 2Ritchie Torres D-NYCosponsored; cosponsored bill passed2 events+4
See all scorers and every scoring event

Introductions and cosponsorships count toward weekly caps and show no points.

Other bills by Tim Moore

History

  1. May 12, 2026Passed the House by voice vote.
  2. Jul 17, 2025Introduced in the House by Tim Moore.
Show the full action history (14 actions)
  1. May 13, 2026Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
  2. May 12, 2026Mr. Hill (AR) moved to suspend the rules and pass the bill.
  3. May 12, 2026Considered under suspension of the rules. (consideration: CR H3357-3359)
  4. May 12, 2026DEBATE - The House proceeded with forty minutes of debate on H.R. 4478.
  5. May 12, 2026Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H3358)
  6. May 12, 2026On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H3358)
  7. May 12, 2026Motion to reconsider laid on the table Agreed to without objection.
  8. Sep 8, 2025Reported by the Committee on Financial Services. H. Rept. 119-252.
  9. Sep 8, 2025Placed on the Union Calendar, Calendar No. 209.
  10. Jul 23, 2025Committee Consideration and Mark-up Session Held
  11. Jul 23, 2025Ordered to be Reported by the Yeas and Nays: 48 - 0.
  12. Jul 22, 2025Committee Consideration and Mark-up Session Held
  13. Jul 17, 2025Introduced in House
  14. Jul 17, 2025Referred to the House Committee on Financial Services.