119th Congress Finance and Financial Sector
H.R. 423: Private Student Loan Bankruptcy Fairness Act of 2025
Introduced
- Introduced (completed)
- Passed House (not reached)
- Passed Senate (not reached)
- To the President (not reached)
- Became law (not reached)
Summary
This bill modifies the treatment of certain student loans in bankruptcy.
Specifically, it allows private student loans to be discharged in bankruptcy regardless of whether a debtor demonstrates undue hardship. Under current law, student loans may be discharged in bankruptcy only if the loans impose an undue hardship on the debtor.
Written by the Congressional Research Service, Library of Congress.
Roll calls
No roll call votes have been held on this bill.
Amendments
No amendments were offered to this bill.
Cosponsors
- Julia Brownley D-CAOriginal
- Danny Davis D-ILOriginal
- Gwen Moore D-WIOriginal
- Eric Swalwell D-CAOriginal
- Ro Khanna D-CA
Who scored on this bill
No member has earned points from it yet.
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Introductions and cosponsorships count toward weekly caps and show no points.
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History
- Introduced in the House by Steve Cohen.
Show the full action history (2 actions)
- Introduced in House
- Referred to the House Committee on the Judiciary.