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Politiparty

119th Congress Finance and Financial Sector

H.R. 166: Fair Lending for All Act

Introduced

  1. Introduced (completed)Jan 3, 2025
  2. Passed House (not reached)
  3. Passed Senate (not reached)
  4. To the President (not reached)
  5. Became law (not reached)

Summary

Introduced in House, Jan 3, 2025

This bill adds classes of individuals protected under the Equal Credit Opportunity Act.

With respect to credit transactions, the bill adds sexual orientation, gender identity, and an applicant's location based on zip code or census tract as classes protected against discrimination. (Currently, discrimination is prohibited on the basis of race, color, religion, national origin, sex, marital status, age, or because an applicant receives public assistance.)

The bill establishes criminal penalties for violations of prohibited credit discrimination.

Read the full summary

The Consumer Financial Protection Bureau is required to review loan applications for compliance with specified consumer laws and to establish an Office of Fair Lending Testing.

Written by the Congressional Research Service, Library of Congress.

Roll calls

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Amendments

0 offered

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Cosponsors

1

Who scored on this bill

0 points earned

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Other bills by Al Green

History

  1. Jan 3, 2025Introduced in the House by Al Green.
Show the full action history (2 actions)
  1. Jan 3, 2025Introduced in House
  2. Jan 3, 2025Referred to the House Committee on Financial Services.