119th Congress Finance and Financial Sector
H.R. 1138: Payment Choice Act of 2025
Introduced
- Introduced (completed)
- Passed House (not reached)
- Passed Senate (not reached)
- To the President (not reached)
- Became law (not reached)
Summary
This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location.
The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1.
The bill provides for enforcement through preventative relief, damages, and civil penalties.
Written by the Congressional Research Service, Library of Congress.
Roll calls
No roll call votes have been held on this bill.
Amendments
No amendments were offered to this bill.
Cosponsors
- Joyce Beatty D-OHOriginal
- Warren Davidson R-OHOriginal
- Josh Gottheimer D-NJOriginal
- Sylvia Garcia D-TXOriginal
- Glenn Ivey D-MDOriginal
- David Kustoff R-TNOriginal
- Donald Norcross D-NJOriginal
- Christopher Smith R-NJOriginal
- Cleo Fields D-LA
- John Rutherford R-FL
- Marlin Stutzman R-IN
- Brad Sherman D-CA
- Tim Moore R-NC
- Bill Huizenga R-MI
- Pete Sessions R-TX
- Garland Barr R-KY
- Thomas Kean R-NJ
- Jefferson Van Drew R-NJ
- David Taylor R-OH
- Ed Case D-HI
- Chrissy Houlahan D-PA
- Gregory Meeks D-NY
- Emanuel Cleaver D-MO
- Nikema Williams D-GA
- Maria Salazar R-FL
Who scored on this bill
- 1John Rose SponsorDrew cross-party cosponsors, introduced, reached a cosponsor milestone3 events+12
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Introductions and cosponsorships count toward weekly caps and show no points.
Other bills by John Rose
History
- Introduced in the House by John Rose.
Show the full action history (2 actions)
- Introduced in House
- Referred to the House Committee on Financial Services.